November 2026 · checked November 7, 2026

Chime promo codes & deals

21 live offers, 18 codes, best code $200 off.

$200OFF

Best right nowCode

$200 Off New Checking Account

5 shoppers used

Terms & details

Get $200 off when you open a new checking account. Special restrictions apply. A coupon code is required for this offer.

$100OFF

Code

Limited Time! $300 Referral Bonus

1 shopper used

Terms & details

For a limited time, refer a friend and earn $300 when they join. Referred friends can get $100. Terms and conditions apply.

$100OFF

CodeLimited time

$100 Bonus With 1st Direct Deposit

Terms & details

Get an exclusive $100 bonus with your 1st direct deposit. Code required at checkout.

$100OFF

CodeLimited time

$100 With Signup

Terms & details

Get $100 when you join. Terms apply.

$100OFF

Code

$100 Bonus With 1st Direct Deposit

Terms & details

Get a $100 bonus for signing up after your first direct deposit. Code required.

$100OFF

Code

$100 For Joining Chime

1 shopper used

Terms & details

Join Chime and receive $100 when you set up a direct deposit for one month. Offer requires a registration process and a valid direct deposit. Use the code provided separately to redeem the offer.

$100OFF

Code

$100 With Sign Up

2 shoppers used

Terms & details

$100OFF

CodeLimited time

Extra $100 On $200 Deposit

Terms & details

Get an extra $100 when you use the promo code and deposit $200.

$200OFF

Code

Limited Time Offer! $210 Bonus With Signup

Terms & details

Get a $200 bonus plus a $10 Spot Me bonus when you sign up and receive a qualifying direct deposit of $200 or more. Limited time only. Code required.

$100OFF

Code

$100 Extra When You Deposit $200

Terms & details

Get an extra $100 when you deposit $200. Code required.

$100OFF

Code

$100 Off Sign Up With Qualifying Direct Deposit

Terms & details

Join me on Chime and get $100 when you receive a qualifying direct deposit! You will also get a $10 spot me bonus that increases overtime.

DEAL

Code

$50 When You Open A Chime Account And Set Up Direct Deposit

Terms & details

Get $50 when you open a Chime account and set up direct deposit. Get your paycheck up to 2 days early and say goodbye to ridiculous bank fees.

DEAL

CodeShared by a shopper

Free $100 Gift When You Open Account

Terms & details

Claim a $100 free gift when you open an account. Code required at checkout.

DEAL

Code

$100 Free With Chime Signup

1 shopper used

Terms & details

Get $100 free when you join today. Code required.

DEAL

Code

$100 Credit For You And A Friend

Terms & details

Get $100 when they enroll and receive a qualifying direct deposit of $200+ within 45 days

DEAL

CodeLimited time

Earn $100 For Signing Up With Deposit Within 45 Days

Terms & details

$100 for signing up with a direct deposit within 45 days

SALE

Sale

No Minimum, Monthly, Or Overdraft Fees

SALE

Sale

Chime Gets You Paid Up To 2 Days Early With Direct Deposit

Terms & details

Get early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date

DEAL

CodeShared by a shopperOn $200+

Earn $100 When You Join Chime + Qualifying Direct Deposit Of $200+

Terms & details

Earn $100 when you join Chime + qualifying direct deposit of $200+ within 45 days

DEAL

CodeLimited time

$100 Bonus When You Set Up Direct Deposit

$100OFF

SaleShared by a shopper

$100 Off $200 Direct Deposit

Before you shop at Chime

About Chime

Consider your days of dealing with banking fees, just so that you can have a bank account in your name, officially over. Founded in 2012, Chime is a financial technology company (not a bank) created with the goal of making banking services affordable and accessible to everyday people like you. Sounding a little too good to be true? Well, we did the research, and Chime's model is as legit as they come. Its model is based on interchange fees, so it makes money from merchants when you use your card, not from penalizing you.

Questions shoppers ask about Chime

Is Chime a bank?

No. Chime isn't a bank. It's a financial technology company that is in partnership with The Bancorp Bank and Stride Bank to provide banking services to individuals. When you use Chime, the partner banks are the ones that hold your money, but Chime offers the services. That's why common costs like monthly service fees, overdraft charges, and minimum balance requirements don't apply.

How does Chime's SpotMe¬Æ feature work?

This is an overdraft feature that lets you get $200 or more over your available balance in ATM, debit, and credit transactions. Unlike most banks, Chime's overdraft feature doesn't incur expensive fees. It's 100% free. To qualify for SpotMe, you must sign up for direct deposit, where your paychecks get deposited into your Chime account.

What is Chime's security policy?

Chime applies several security measures to protect your money and data. These include 128-bit AES encryption and access control. It also gives you control to disable any suspicious transactions on your account from the settings section of the app and website.

What is Chime+, and how can I join it?

It's a feature available on Chime that you can unlock with qualifying direct deposits. Chime+ gives you access to more banking benefits and products, such as a higher savings APY of 3.75%, exclusive Chime Deals, 24/7 priority support, and early access to your paycheck for up to two days before your payday.